Updated: Oct 2
What is Medicare?
Medicare is a health insurance program administered by the federal government. It was created in 1965 to provide health coverage for people age 65 and older, as well as certain younger people with disabilities. Medicare is divided into four parts: Part A (hospital insurance), Part B (medical insurance), Part C (Medicare Advantage plans), and Part D (prescription drug coverage).
How to Signup for Medicare?
Best Way To Sign Up For Medicare is to call Retha Rish, she is an expert in Medicare. Retha can answer all your questions and make sure you choose the options that are right for your situation.
When to Call Retha?
If you’re already receiving Social Security benefits when you turn 65, you’ll be automatically enrolled in Medicare Part A and Part B. Automatic enrollment may not be the best plan for you, so be sure to call Retha before your 65th birthday.
If you’re not receiving Social Security benefits, you’ll need to sign up for Medicare during your initial enrollment period. This period begins three months before your 65th birthday and ends three months after your 65th birthday.
How to Sign Up?
Signing up for Medicare can be very complicated if you don’t know all the ins and outs. Call Retha Rish, she is an expert in Medicare. Retha has been a Medicare expert for many years and helped hundreds of newly on Medicare and those that needed changes to the right plans. In many cases Retha has helped save individuals significant amounts of money on their copays and drug costs by learning your specific needs.
What Are The Advantages of Medicare?
Medicare provides a number of advantages for those who are eligible. It’s a comprehensive health insurance program that covers a wide range of medical services, from hospital stays to prescription drugs. Medicare also covers preventive care, such as annual physicals and flu shots.
Does Medicare Cover Pre-existing Conditions?
Medicare covers pre-existing conditions, meaning you don’t have to wait for a certain period of time before your coverage kicks in. This is important for those with chronic conditions who may not be able to find coverage elsewhere.
Are There Lifetime Limits?
Medicare also has no lifetime limit on benefits, meaning you don’t have to worry about running out of coverage. This is especially important for those with serious or chronic illnesses who may need long-term care.
Costs and Payment Plans
The cost of Medicare depends on the type of coverage you choose. Original Medicare (Parts A and B) has no monthly premium, but you may have to pay a deductible and coinsurance. Medicare Advantage plans and Medicare Part D have monthly premiums, deductibles, and coinsurance. Retha can help you decide which plan will get you the best medical coverage for your situation at the best price.
Medicare is a comprehensive health insurance program that provides coverage for hospital stays, doctor visits, and other medical services. It also covers pre-existing conditions, has no lifetime limit on benefits, and has no monthly premiums for Original Medicare (Parts A and B). There are several coverage options to choose from that Retha can explain and help you pick what is best for you.