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The People's Choice Insurance Agency For Medicare, Life Insurance and LegalShield

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Just The Facts

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What's Changing In Your Medicare Plan for 2026?

Medicare undergoes changes each year, but the updates for 2026 are especially significant. Here are a few key highlights to keep in mind:

 

  • Medicare Part B premiums are projected to rise from $185 to $206.50.
     

  • Part D premiums will increase slightly, and deductibles will go from $590 to $615.
     

  • The annual out-of-pocket cap for Part D prescription drugs will increase from $2,000 to $2,100.
     

  • Medicare Advantage plans are scaling back supplemental benefits, like groceries, Utilities and Transportation.
     

  • Anthem, and certain insurers may exit specific markets. If your plan is affected, you’ll be notified by mail and will have the opportunity to choose new coverage during open enrollment.
     

  • Beginning in January 2026, Medicare will begin implementing negotiated prices for many high-cost medications. This should lead to savings on drugs, though it could also impact plan premiums.
     

  • Medicare Advantage plans will be required to improve the accuracy of their provider directories. This means up-to-date information when choosing your healthcare providers.

I understand that navigating these changes can feel overwhelming. I’m here to help you review your options and make informed decisions that best suit you.

 

If you would like a review or just have questions regarding your current Medicare plan, please call and leave a message 757.692.8388 or email rrish@asb.insure to schedule a time with Retha.

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What Clients Say

I have been with Retha for several years. I absolutely trust that she gives me the best advice , and she has never been wrong!!! I recommended her to my niece, who cares for my sister- her mother. I would recommend anyone to her. She is integrity to the MAX!!!!
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Sharon B.

Services

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Annual Election Period is October 15 - December 7, 2025.

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This is the time to sign up if you are turning 65 or if you want to make a change to your current plan.

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Life Insurance & Annuities can complement each other to guarantee lifelong Financial protection.

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Retha is an expert in both, she can help you understand and plan for your financial future.

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Online prepaid legal services & plans

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LegalSheild offers a network of experienced lawyers that can help you with your legal needs, such as wills & probate, traffic & accidents, divorce & child custody to name a few.

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Mission

My purpose is to help pre-retirees plan for a successful retirement.
 
I offer FREE a review of your Medicare options. Medicare has many parts and I can help you select options that are best for you.
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I also focus on the transition of your IRA and other company provided benefits such as life insurance and healthcare. The central focus is on deferring income tax and providing a steady income through retirement.
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I am here to help you design a plan for your retirement by answering any questions and helping you understand all the options available to you and your family.

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